AI in Financial Services for Secure, Scalable, and Intelligent Financial Products and Platforms

rtificial intelligence in financial services is transforming how institutions design products, manage risk, operate securely, and deliver customer value at scale. Qubika helps financial organizations apply AI in banking and finance responsibly, securely, and pragmatically - turning advanced analytics and machine intelligence into measurable business outcomes.

Sample Agents Built & Deployed by Qubika

We build AI agents that align directly with core finance processes

  • Paytech & payment processing
  • Lendtech & consumer lending
  • Financial infrastructure
  • Banking & banktech
  • Paytech & payment processing

    Paytech & payment processing

    We design intelligent agents that automate critical payment workflows, reduce manual effort, and improve accuracy across the entire transaction lifecycle.

    • Customer journey agent
    • AI reconciliation agent
    • Fraud detection agent
  • Lendtech & consumer lending

    Lendtech & consumer lending

    We build AI agents that streamline lending operations, enhance decision accuracy, and create faster, more reliable borrower experiences.

    • AI reconciliation agent
    • KYC agent
    • Digital agreement agent
  • Financial infrastructure

    Financial infrastructure

    Our agents strengthen the backbone of financial platforms - enhancing security, simplifying integrations, and monitoring transactions.

    • OWASP security agent
    • API integration agent
    • Transaction monitoring agent
  • Banking & banktech

    Banking & banktech

    Combining deep banktech expertise with advanced AI, we design agents that enhance compliance monitoring, automate KYC workflows, and ensure reliable execution of funds transfers.

    • Regulatory compliance agent
    • KYC verification agent
    • Funds transfer agent

Agentic AI Webinar

Agentic AI In Finance: How Qubika builds Agents usingDatabricks and LangGraph

Learn more about our approach to building AI agents arrow

Our Key Partner Certifications

  • AWS Partner
  • Databricks Select Badge
  • Snowflake Badge

What our clients say about us

Clutch
  • Avant

    Success Stories

    Reinventing Avant with machine learning

    Avant, a Chicago-based frontrunner in the financial technology sector, has always recognized the potential of harnessing data-driven intelligence - they currently connect 3 million customers to $9 billion in loans and 1 million credit cards. Qubika is leading Avant’s data and machine learning efforts.

    Our work includes implementing new data pipelines, and using AI to drive innovation in key business areas, such as rapidly assessing a person’s credit worthiness.

    • Machine learning algorithms
    • Specialized data pipeline
    • Data visualization
    • AI finance solutions
    Learn more
  • OnePay

    Success Stories

    Data-fueled growth: How OnePay is becoming one of the world’s leading fintechs

    OnePay, majority-owned by Walmart, is simplifying banking with its all-in-one financial experience.

    The collaboration with Qubika has enabled OnePay to harness data-driven insights, driving its growth and delivering a superior banking experience to customers. It has become one of the standout leaders in the fintech industry.

    • Data-driven product
    • CI/CD pipelines
    • Powerful mobile experience
    • Modern fintech solutions
    Learn more
  • Experian

    Success Stories

    Building Experian’s core digital banking platform

    With clients in over 100 countries, and over 21,000 employees, Experian is at the forefront of global information and financial services.

    Experian is relying on Qubika’s data and financial expertise to build new financial services products at scale. This work involves massive scale integrations including banking-as-a-service integrations. We play a crucial role in ensuring the accuracy, security, and efficiency of transactions.

    • Data integration
    • Galileo API
    • Digital banking
    • BaaS integration

FAQs

FAQs about Qubika's financial services capabilities

  • How does Qubika approach AI in financial services?
    Qubika approaches AI in financial services with a data-first, production-ready mindset. We combine deep financial domain expertise, modern data engineering, and enterprise AI to deliver solutions that are secure, explainable, and built for regulated environments.
  • How does Qubika ensure AI in financial services is secure and compliant?
    Security and governance are foundational to Qubika’s AI in financial services solutions. We implement model governance, data access controls, explainability, audit trails, and regulatory alignment from day one to support compliance and risk management. We are SOC 2 Type 2 and ISO 27001 certified, as well as compliant with the NIST AI Risk Management Framework.
  • What partners support Qubika’s AI in financial services offerings?
    Qubika’s AI in financial services capabilities are strengthened through strategic partnerships, such as with Databricks, AWS, Snowflake, and SecureFrame. These partnerships allow Qubika to design, build, and scale secure, enterprise-grade AI solutions tailored for regulated financial environments.

    Qubika is a Select Tier partner of Databricks with 200+ people certified on the platform; an Advanced Tier partner of AWS, and a Select Tier partner of Snowflake with a data and AI specialization.
  • What are the main use cases of AI in financial services?
    Common applications of AI in financial services include:
    • Credit scoring and underwriting
    • Fraud detection and transaction monitoring
    • Risk and compliance automation
    • Financial forecasting and analytics
    • Intelligent process automation
    • AI-powered customer and operational agents
  • Why partner with Qubika for AI in financial services?
    Qubika combines financial domain expertise, advanced data engineering, and production-grade AI delivery. We help organizations operationalize AI in financial services responsibly, securely, and at scale—beyond experimentation and into real business impact.

Let’s work together

Get in touch with our experts to review your idea or product, and discuss options for the best approach

Get in touch